2 /5 Allan Purl: Over the years, the staff have been friendly enough.
Their business model charges high interest, and calculates that interest into the loan up front. Giving you a total payback on a $500 loan somewhere between 800-900 over the life of a 9 month loan. Paying off the loan early makes no difference in how much you pay back. There is no escape from the inane interest.
However, given that as of Friday afternoon, April 3, 2020, the Governor of Georgia has issued a mandatory statewide shutdown of nonessential businesses and a shelter in place order for nonessential employees due to Covid-19, in addition to emergency federal legislation regarding finance, Im giving a two star rating.
They are demanding payments, and demanding you visit their office in spite of state and local executive orders and the current public health risks.
After I pay off my account, I will likely go longer do business with this company.