OneMain Financial - Newnan (GA)

1 /5 Landon Kompelien: Do not waste your time here with a hard credit pull (or two) like they did to me. We were looking to borrow against our paid off 2014 Ram 1500 to pay off some higher interest debt. Was going to borrow 12000 against it. They ran my credit, collected my documents and scheduled a time to close the next day. Was told I had to bring the collateral to close (thats new to me as well as having a "closing" for an auto/refinance loan) Got a call the day of "closing" saying I need a cosigner now and still havent discussed any numbers yet. I say fine. I have my wife call and do the same thing. We start going over terms...34% interest for a secured collateral loan!!? Wouldnt do a 24 month term that I had requested and would only loan 6700$ on the truck that we currently have it guaranteed valued at 25000$ with our insurance. Do NOT waste your time here. Update 4/17/25: Go to a credit union. I just got 8.24% on the terms I originally wanted. Also wanted to say that everybody at this location was extremely nice and helpful and in no way was this their fault. It seems to be a corporate issue and just bad interest rates from One Main Financial and even predatory.

5 /5 Eric Teagle: Been a customer for some years now, I have always been met with professional courtesy and great relations.

1 /5 Randy Hardaway: Hello this is Randy Hardaway, I want to take the time to say to one main that your loan company is the worse I’ve ever seen, I was sent a all ready approval letter through the mail just fill out my info. Once I did that I was told I was approved for a loan 3 different categories… 10k, 15k, and 25k. Once I filed the info out y’all was waiting on my 2nd income, I literally made 100k per year so I didn’t mind taking a loan out cause I was building my credit and taking a loan out will only increase my credit more. You guys did a hard credit pull which took 7 points off my credit, then y’all fell to mention how long y’all will hold my application so once I got my tax returns for my actual business which isn’t my actual employed job so you guys insist I do another pull because the first application was cancelled. I didn’t think about due to I was told by one of the workers at the facility in Newnan that I was eligible for a 12k loan but I can get more once y’all receive my other source of income. Once I agreed to another credit pull and I was told to come to the store to close out I then was told I was denied. This was a waste of my time and effort let alone y’all pulled another 7 points off my credit I need to make as compliant concerning this matter… I will never come to y’all to barrow any funds also I will share this on y’all reviews. The worse experience ever. How you gonna tell me I was so approved then change it???

5 /5 David Duke: I just recently did a refinance car loan with One Main financial. The agents were Porsche and Charles. They were very knowledgeable very professional very friendly and I would give five stars and tell everyone to use this company for a loan.

1 /5 Shell Cammon: I would not recommend One Financial to anyone, especially the Newnan branch. The employees there will give you the run around. Different people will tell you different things. There needs to be more trained individuals dealing with customers. They will also get your hopes up for a loan approval, check your credit, placing a negative hard inquiry on your credit report, only to not approve you. Despite already having a loan that they approved you for, and you always pay on time. Not to mention one of their employees is the one that contacted you to say that you qualified for additional funds, schedule you to come in and close, only to not approve you. This is terrible! No wonder this company has been sued for bad practices regarding their customers. I wish that I would have known this before dealing with them. If I could give them 0 stars, I would!!!