Keywords: establishment,finance,point_of_interest

Edward Jones - Financial Advisor: Mike Hamby - Blue Ridge (GA)

Address: 🏡 4295 Old Hwy 76 Suite D, Blue Ridge, GA 30513
Phone : +1 (706) 632-8896

Weekly Open time

Place GG: https://www.google.com/maps/place/?q=place_id:ChIJ-b2GFFKmX4gRa94Jp15pn-8

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    Victoria Garcia Melanson: I don’t usually write negative reviews. But this is truly one of the least competent banks I’ve ever worked with. The list is very long but includes the following: - two weeks before closing, we were informed that our closing costs were not calculated correctly and we had to produce many tens of thousands of dollars by closing date or we’d lose our interest rate. This caused a huge overhaul of our finances and was incredibly stressful. The bank was unwilling to increase our loan amount (even though we were way below our debt to income ratio) or delay closing even though they admitted it was a clerical error. - TWICE I went in-person to set up auto payments for my mortgage. The first time the payments never went through and I was charged late fees, which tanked my credit score. It took weeks to correct this and get the fees forgiven after I produced evidence showing I did the paperwork on my end. The same thing happened AGAIN a second time!! I was told to come in a THIRD time but I opted to do things online….speaking of which…. - their online banking system is easily the worst system I’ve ever worked with. The system only allows one transaction daily, and it cannot exceed $2,000. So to pay our mortgage I need to do multiple transactions over multiple days. - because the bank closes at 4pm, you cannot do any online banking after 4pm or on weekends!! - I set up scheduled monthly transactions so I didn’t have to think about missing a payment. However, this month, two of the three transactions fell on a weekend. So instead of moving it to the next business day, the transaction just didn’t happen, with no notice or communication. Honestly I can’t wait to refinance and walk away from this bank. The workers all seem very nice, but the system is incredibly limited and they aren’t used to working with larger loans or anything remotely complicated.
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    Karen Brock Boger: I love this bank! They consistently provide great service, and remind me of the hometown service I used to receive at my credit union. This is the only banking institution where I know the employees by name. There willingness to help, to check in on myself and my family, and to always let me know they appreciate my business, is always above and beyond. If you are not banking here, you should be!
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